Unemployed & Underemployed Resources

Are you unemployed or underemployed? This resource contains support for you. From healthcare and housing, to earning extra money and finding legal support. Community cares for folks.

This is a living, ever-evolving hub of resources to support folks who are unemployed and underemployed. I've been there, fam, and not so long ago. I've had to decide between health or housing, food or electricity. As communities, we must step up and help out one another.

Resources are organized alphabetically by topic and resources within each content section. Subscribe to my weekly newsletter to be notified anytime additional resources are added.

If you’d like to recommend resources to be added, don't hesitate to contact me with additional details.

Children and Families

  • Local Public Libraries: Your local public library can be a great source for finding free and low-cost entertainment and resources for children and families.

Clothing and Hygiene

  • Aid, Safety, Hygiene (ASH) Kits:  I Support The Girls (ISTG) provides customizable Aid, Safety, and Hygiene kits (A.S.H.) that can be requested directly from ISTG and delivered by mail. These kits support marginalized individuals and ship to any U.S. address while keeping information confidential.
  • Laundry Love:  Laundry Love is a neighboring movement that partners with groups, schools and local laundromats to wash the clothes and bedding of low-income and/or no-income families and individuals for free.

Community Support

  • Agile Unemployment: Sabina Sulat wrote Agile Unemployment, a guide to thriving while out of work. She also hosts the Agile Unemployment Podcast. In it, she covers everything you need to know not only to survive, but thrive through being out of work.
  • Coworking Sessions: Each week, I offer free, virtual coworking sessions. Work is defined as existing. We show up with cameras on, mics muted, and we draw, read, code, relax, and work on anything we'd like.
  • Gender-Affirming Support Groups: Jasmine of Black Remote She has curated a directory of various gender-affirming support groups. These can be healing spaces for our community members to grieve, empathize, and gather together as a collective.
  • Out in Tech: The world’s largest non-profit community of LGBTQ+ tech leaders, OIT creates opportunities for career advancement, networking, and a free Slack community.
  • Trans Lifeline: Trans Lifeline's directory of resources is huge and all-encompassing.

Educational Support

  • Learn2Be:  help kids from underserved communities unlock their potential by connecting them with exceptional tutors online, for free.
  • Online Public Schools:  Connections Academy’s K–12 accredited online public school program is tuition-free and aligned with your state’s educational standards. Students learn from home, with parent involvement, and connect to curriculum, teachers, classmates, and resources using the internet.
  • PowerMyLearning:  free digital learning platform for K-12 students, educators, and parents. It offers a wide selection of online learning activities, including games, videos, and simulations. These resources are organized based on Common Core Standards, subject, grade level, and more.

Financial Assistance

  • Welfare:  Temporary Assistance for Needy Families (TANF), also known as welfare, helps families after experiencing hardships.
  • Legal Referrals for Disability Benefits:  Atticus provides free referral services that helps individuals in determining if they’re eligible for disability benefits, apply, or find legal representation if they need it. 

Food Security

  • FindHelp: Search FindHelp's database for local nutrition, food, and pantry resources.
  • Food Banks in Your Area:  Connect with your local food bank to learn about upcoming free food distributions and to apply for national food programs like SNAP and WIC.
  • Food Stamps:  SNAP (Supplemental Nutrition Assistance Program) benefits can help pay for food for low-income households.
  • Food Stamp Assistance:  mRelief provides help signing up for Food Stamps including help ensuring individuals and families qualify. 
  • School Meals:  Children may be eligible for free or reduced-cost meals at their school or childcare center.
  • Thrive Market Membership:  Thrive Market offers free one-year memberships to teachers, students, nurses, first responders, and families in need.
  • WIC:  The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) provides supplemental foods, health care referrals, and nutrition education for low-income pregnant women, breastfeeding and non-breastfeeding postpartum women, infants, and children up to age 5 at nutritional risk.
  • WIC State Offices:  listing of each state’s WIC contacts, as well as additional program offerings to address food insecurity.


  • Advocating for Chronic Conditions, Entitlements and Social Services (A.C.C.E.S.S.):  Accessia Health offers the ACCESS program to help find solutions to the social and economic problems that confront families facing chronic conditions. The services provided by A.C.C.E.S.S. are offered absolutely without charge.
  • Affordable Virtual Health Care: ReviveHealth provides you the care you want, the medications you need, and supports your well-being with a simple, convenient, and affordable plan that is right for anyone.
  • CancerCare:  the leading national organization dedicated to providing free, professional support services including counseling, support groups, educational workshops, publications and financial assistance to anyone affected by cancer. All CancerCare services are provided by oncology social workers and world-leading cancer experts.
  • COBRA Coverage:  Learn how to continue your employer-provided health insurance after a job loss.
  • Diabetes Education Programs:  The American Diabetes Association offers a recognized diabetes education program to help patients thrive with diabetes. Certified educators are available to work with patients and find practical solutions tailored to their needs.
  • Folx: Health care for the LGBTQIA+ community. They accept insurance and you can view Folx's price list for uninsured visits.
  • Gender-Affirming Care: Plume offers access to support groups, up to 5 monthly visits, prescriptions, lab orders and more for $99 monthly without insurance. 
  • HRT Access Fund: Point of Pride offers an HRT (hormone replacement therapy) access fund/scholarship-like program.
  • FindHelp: Search FindHelp's database for local healthcare resources.
  • GoodRX:  Search and compare prescription prices in your area.
  • Marketplace Plans:  Also referred to as Obamacare, see the plans for health insurance in your state.  Once you provide your zip code, you can enter household details to see an estimate of your cost and savings.
  • Medicare Help Center and Enrollment Assistance:  Connect with a licensed insurance for a free Medicare benefits consultation and help with enrollment in a Medicare plan with the right coverage and benefits – at no obligation to enroll.
  • Patient Advocate Foundation’s Case Management:  PAF’s program provides free case management service to individuals with life-threatening or debilitating disease who are experiencing healthcare or financial issues that are impacting their care. 
  • Point of Pride: provides financial aid and direct support to trans folks in need of health and wellness care.
  • Queer and Trans Birthing People: Classes and resources for queer and trans folks in their childbearing years.
  • QueerDoc: Expert trans and gender-affirming medical care online by trans or queer providers.
  • QMed/QueerMed: Gender-affirming care for transgender and nonbinary individuals. They accept insurance and you can view the QMed pricing options if uninsured.
  • Spectrum: Queer-driven, gender-affirming care. $100 on-time fee for an appointment, then $38 per month afterwards.
  • True U Clinic: Personalized online hormone therapy for transgender and non-binary folx.
  • Una Voz Para La Salud (Call for Health):  Call for Health supports agricultural workers and their families in accessing health services, including COVID-19 testing and vaccination, as well as providing financial assistance for medical services and interpretation services for farmworkers and their families, health providers, and organizations serving farmworkers.
  • Variety, the Children’s Charity:  Variety’s Care Program delivers critical life-saving medical equipment and services, healthcare and well-being to individual children and children’s health organizations.


  • Emergency Rental Assistance:  Comprehensive listing of programs available to help with emergency rent and utility support by state and county.
  • FindHelp: Search FindHelp's database for local housing resources.
  • HUD: The U.S. Department of Housing and Urban Development (HUD) has resources for rental assistance, local public housing, rent relief resources, and more.
  • Just Shelter:  Comprehensive directory of more than 600 community organizations working to reduce homelessness and prevent evictions.
  • Salvation Army: Search the Salvation Army's database for a shelter near you.
  • Socialserve Call Center:  Socialserve offers a call center that assists people with housing location and listing services across the United States. Socialserve also assists displaced households in finding new housing.

Job Searching


Local Community Support

  • 211:  The Federal Communications Commission (FCC) designated 211 as the 3-digit number for information and referrals to social services and other local assistance.

Make Money

  • Kashkick: Kashkick offers options to earn money for playing games, completing surveys, and other activities. 
  • Outlier: Get paid to train AI on your own schedule.
  • Remotasks: Get paid to perform simple tasks, from labeling images to transcribing audio.
  • Savvy Cooperative: Get paid to provide patient or caregiver insights. Savvy Cooperative offers gigs that fairly compensate folks to provide their lived experiences to organizations, helping to shape products and services.

Mental Health

Resources marked with the "no entry" (⛔) icon avoid the police.


Professional Development

Toxic Workplaces

  • Academic Parity Movement: The Academic Parity Movement addresses academic bullying, mobbing, abusive supervision, harassment, and discrimination at their roots to ensure all bright minds can excel and progress.

Unemployment Benefits


Unemployment & Underemployed Resources
A person holds a basket of fresh fruit and vegetables in a crate. The text reads: "Unemployment & Underemployed Resources. Bela Gaytán dot com.

Spread the Word

If you found this helpful or useful, please share it with your network. By spreading the word, you’re helping amplify my work within IDEAS: inclusion, diversity, equity, accessibility, and social justice. Knowledge is power and we need more folks fighting for a better world.

Share this post

Thank you for your support and for helping to spread the message. Much love! ❤️

Work With Me

You're doing good, but you want to do better. I can help you.

  • Invite me to speak at your organization or event. Whether in person or virtual, you'll enjoy my easy-to-understand style, making learning intuitive.
  • Hire me for learning and development, performance improvement, or IDEAS (inclusion, diversity, equity, accessibility, social justice) consultancy work.
  • Contact me and let's get started!

Support My Work

Want to show your support for my work?  You can:

Keep in Touch

Keep in touch and say 'hi', please! You can find me on: